I reopened a case with Navi to get the password again after I got the approval return RMA number, my excuse was to have it approved before the 30 day limit while waiting for the password just in-case it took too long. Sent it back 2 week ago and made sure I seen the refund go back to my credit card, then called a few times to follow up on getting that password again on another opened case and today they gave me a new one. Now i'll copy the files to my usb and do a free update. ;p
EDITED:
Realized I should have looked at the formatting of there USB stick, oops.
First attempt didn't work, Here's the settings.
This worked, just format using the default FAT32 settings, see below. Volume label doesn't matter!
So I've completed the update, and so far all I can see beside newer maps is that it loads right into the GPS, no need to hit ok button any longer. Much better! No option to be notified of a text msg or any of the other options found in the 2013. ;( oh well.